ICF finances entrepreneurs, self-employed workers, micro-enterprises, SMEs and large companies through a broad range of financial products and instruments. Find the product that best suits your needs. Contact us if you have queries.

ICF works together with Avalis de Catalunya to make it easier for companies to obtain credit.

As a specialist in loans and guarantees for companies, ICF complements Avalis’ offer when it regards financial guarantees for large companies and/or amounts. Avalis de Catalunya is specialised in providing financial, technical and economic guarantees to SMEs and self-employed workers.

Funding secured by ICF’s and Avalis’ guarantees can be used for investments and working capital aimed to obtain loans, credit lines, discount lines or other banking products.

Venture capital is an investment by a fund or company for a limited time, in a business growth project, generally in new projects, internationalization initiatives, industry consolidation and/or innovation projects that offer the prospect of good returns.

The ICF promotes and/or participates in creating venture capital instruments in order to improve the availability of capital to companies. It works with, and complements, the private sector, seeking to multiply the funds allocated to each project. 

The Group participates in venture capital instruments headed by third parties and manages various funds directly via ICF Capital: Capital MAB, Capital Expansió and BCN Emprèn.

ICF operates in the following three market segments:

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