Social enterprises that have:
This loan can be used to finance investment projects (acquisition of fixed, tangible or intangible assets) and working capital needs (relating to the company’s everyday business operations, cash flow needs, purchasing stocks or financing customers).
Between €20,000 and €2Mper transaction, and up to €7.5M per customer.
Up to 20 years, including a grace period of up to 2 years.
12-month EURIBOR plus a spread from 1.2% to 3.45%.
Arrangement fee of at most 0.50%, and for early repayment to be determined according to the project and term.
To be determined depending on the project.
Between €20,000 and €2M per transaction, and up to €7.5M per customer.
Up to 5 years, including a one-year grace period.
12-month EURIBOR plus a spread from 1.2% to 3.45%.
Arrangement fee of at most 0.50%, and for early repayment to be determined according to the project and term.
To be determined depending on the project.
The operations that are resolved under the call of the Department of Business and Labor will have aid in the form of a guarantee of 49% of the live risk in front of the ICF. You can retrieve the characteristics, requirements and conditions of the loans with preferential terms, in the regulatory bases and the call on this topic published in the Official Gazette of the Government of Catalonia.
If, on the other hand, the financing is part of the InvestEU programme, as a complement to the guarantees provided by the holder, the European Investment Fund (EIF) with the support of the European Union, will assume in front of the ICF 70% of the credit risk plus 90 days of ordinary interest.
