To support investment projects, the ICF offers a co-financing option that allows companies to access greater resources and improve financing conditions. In partnership with other financial institutions, we back projects which drive the economy and generate jobs while fostering inclusive and sustainable economic growth.

Our ongoing agreements with BBVA, Banc Sabadell, Banco Santander, CaixaBank and Triodos enable us to add to financing options for companies and deliver a solution tailored to your needs.

What are the benefits of co-financing with the ICF?

In this option, companies can benefit from:

• Access to more resources. Getting more funding by combining the resources of the ICF and the financial institution.

• Flexible terms. We adjust the financial conditions to cater for each project’s specific needs.

• Improved guarantees. Robust and shared coverage that brings more security to your project.

Co-financing with two loan operations

Co-financing is realized through the formalization of two bilateral loan operations, one with the financial institution and another with the ICF. These operations are signed simultaneously to ensure a coordinated and efficient process. The two loans may have symmetrical or asymmetrical conditions depending on the project's needs, offering flexibility and adaptability to each situation.

Both the ICF and the financial institution share the same guarantees, with a solidarity clause that ensures comprehensive coverage for both parties. This fosters a relationship of trust and security, both for the companies and the financial institutions involved.