Innovation

Préstecs per a la innovació

Boost innovation in your business with our financing lines designed to accelerate technological development, foster research, and enhance the competitiveness of companies committed to change and innovation. Transform your ideas into reality with loans tailored to the needs of the most innovative projects.

We offer financing on advantageous terms thanks to co-funding from Girona City Council for young companies in the region developing innovative projects in sectors such as new technologies, health sciences, mobility, the digital industry, the agri-food sector, commerce, tourism, the education and cultural sector, the energy transition, and the aging economy. The resources you need to innovate and grow.

If you want to transform your business and make a difference in the market through innovation, you have our full support!

Discover our loan programmes for innovative projects

  • Loans for R&D&I projects

Access financing for research, development, and innovation projects. You can cover expenses related to personnel, materials, prototypes, infrastructure, patents, and subcontracting required to carry out your technological project. With our solutions, you’ll be able to bring your ideas to market more quickly.

  • Support for digitalisation and technological transformation

We help you integrate information and communication technologies (ICT) into your production processes to increase efficiency and competitiveness. With financial support from the ICF, you can move toward a more modern industry, adapted to the digital challenges of the future.

  • Financing for R&D&I projects

If your project focuses on research, development, and innovation, the ICF provides the necessary funding to carry it out. We cover expenses related to personnel, equipment, and subcontracting directly linked to innovation projects, making it easier for your company to grow and modernise.

  • Energy efficiency and sustainability improvements

Commit to sustainability with financing for energy efficiency improvements in your production processes. Reduce costs and optimise resource use to contribute to the green transformation of the industrial sector.

Financial conditions

Between €100.000€ and €300.000.

Up to 6 years, with up to 1 year of grace period.

12-month EURIBOR plus a spread of 1.5%.

Opening fee, up to a maximum of 0.50%.

Financing solutions for innovative projects

With the support of