They are a financial instrument that provides long-term resources which are considered equity but without interfering in the running of the company as they do not involve the entry of new members or dilute share capital.

Equity loans allow interest to be deducted for tax purposes and an interest rate is charged that will vary each year in line with the company’s performance.

Applications for Préstecs Participatius Cultura can be made by digital cultural enterprises incorporated as companies in the last four years with business projects for growth or interactive digital services (development of apps, games or consumer platforms or distribution of goods and products online) and registered or operational headquarters in Catalonia.

Fixed assets or working capital needs required for the company’s operations can be financed. The business project must also be viable and have a scalable business model and a balanced financial structure.