YOU HAVE BEEN INFORMED AND STATE
THAT the ICF Group organisations work with various public sector organisations, financial institutions and/or mutual guarantee companies, and in cases where there is an agreement in relation to the product applied for the data in this application form may be transferred.
THAT under your responsibility all the information provided is true. Under section 35 of the Legal and Procedural System for Government Agencies in Catalonia Act 26/2010 of 3 August, the fact of submitting the statement empowers the administration to conduct the necessary checks in order to verify the conformity of the declared data. Similarly, the electronic processing you have provided in this application entails granting to all effects and purposes the relevant consents and authorisations expressed in this procedure to give effect to the aforementioned application.
THAT in the event that the potential holders of the credit or guarantee are individuals acting within the scope of their professional or business activity, you have agreed with the ICF Group that Order EHA/2899/2011 of 28 October on transparency and customer protection in banking services and Circular 5/2012 of 27 June of the Bank of Spain to credit institutions and payment service providers on transparency of banking services and responsibility in the granting of loans (except for its regulations 13, 14 and 15 relating to the interest rate) will not apply to this application and any potential contract; this waiver is made and agreed pursuant to both the Order and the Circular referred to above.
THAT section 83 of the Organisation, Supervision and Solvency of Credit Institutions Act 10/2014 of 26 June establishes the duty of confidentiality of information which applies to the ICF Group with respect to information received and relating to its customers.
For the purposes of this confidentiality undertaking, “confidential information” means all information received from the applicant company or self-employed individual and not from third parties which is not public and well-known or which cannot be obtained by the ICF Group from public records or other sources of information which any third party could access.
THAT the ICF Group, made up of the ICF and its subsidiaries, is required to comply with prevention of money laundering and terrorist financing legislation. Within this regulatory framework, the Group may disclose the data requested by the competent authority and conduct relevant checks on the documentation provided. Data may also be disclosed under a court order or an administrative ruling. In this case, however, it is required to bring the matter to your attention as soon as possible.