If you are a self-employed person or a legal entity that owns agricultural holdings, or an agricultural, agri-food, forestry, fishing or aquaculture company, as well as an energy community, with a registered or operating office in Catalonia, you can access ICF Agroinversió loans to finance general projects and investments for your business.
Irrigation system modernisation projects and investments in anti-hail nets are eligible for a 2-percentage-point interest rate subsidy, which can increase to 3 percentage points for projects led by people under 40.
Modernise your business and benefit from these preferential terms!
Investments by bivalve mollusc producers in Fangar Bay affected by the strong winds in February 2026 are also eligible, with a 2-percentage-point interest rate subsidy.
In general, between €100,000 and €5 M per transaction.
Up to 15 years, including a grace period of up to 4 years.
12-month EURIBOR plus a spread ranging from 0.9% to 2.4% depending on credit rating. You can ask for an equivalent fixed quote.
Special interest subsidies
Projects aimed at investments in hail-protection nets or irrigation system modernization benefit from interest rate subsidies:
–2 percentage points for hail-protection net, irrigation modernization projects or bivalve producers.
–3 percentage points if hail-protection net and irrigation modernization projects are led by people under 40.
The arrangement and early repayment fee, whether full or partial, is 0.25% of the loan principal. In the case of fixed-rate loans, any associated early repayment costs are also charged.
The early repayment fee is waived for amounts repaid that correspond to grant financing included in the project.
To be determined depending on the project.
