If you are self-employed or an agricultural, agri-food, forestry or fisheries and aquaculture enterprise based or operating in Catalonia, you can rely on ICF Agroinversió loans to finance projects and general investments for your business.
This loan will allow you to finance:
For further details on the terms, elegibility and conditions of loans with preferential conditions co-financed by the Ministry of Climate Action, Food and Rural Agenda, consult the regulatory bases for this line published in the Official Gazette of the Government of Catalonia.
Request this loan to finance general investments such as acquisition costs for tangible or intangible assets.
For further details on the terms, eligibility and conditions of loans with preferential conditions co-financed by the Ministry of Climate Action, Food and Rural Agenda, consult the regulatory bases for this line published in the Official Gazette of the Government of Catalonia.
In general, between €100,000 and €5 M per transaction.
For hail-protection nets: minimum of €50,000.
For irrigation system modernization: between €10,000 and €500,000.
Up to 15 years, including a grace period of up to 4 years.
12-month EURIBOR plus a spread ranging from 0.9% to 2.4% depending on credit rating. You can ask for an equivalent fixed quote.
Special interest subsidies
Projects aimed at investments in hail-protection nets or irrigation system modernization benefit from interest rate subsidies:
–2 percentage points for hail-protection net or irrigation modernization projects.
–3 percentage points if the project is promoted by young people.
The arrangement and early repayment fee, whether full or partial, is 0.25% of the loan principal. In the case of fixed-rate loans, any associated early repayment costs are also charged.
The early repayment fee is waived for amounts repaid that correspond to grant financing included in the project.
To be determined depending on the project.
