From 50.000€ and up to 2 M€ per transaction.
ICF Ecoverda
Log in or register on Espai Client to apply for this loan. Once you have completed and submitted the application, you will receive an e-mail with instructions to follow.
Who can apply for this loan?
Self-employed people, companies and organisations (public or private), energy communities and homeowners’ associations with registered or operational headquarters in Catalonia.
Financial conditions
- ICF Ecoverda InvestEU
- ICF Ecoverda Canvi Climàtic
- ICF Ecoverda
Up to 20 years, with up to a 2-year grace period included in the term.
12-month EURIBOR plus a spread of up to 3.79%.
Opening fee, maximum 0.25%; full or partial cancellation fee, maximum 0.25%.
Under this scope of action, the ICF has a collaboration agreement with the European Investment Fund (EIF) to facilitate access to guarantees for climate change mitigation projects.
See the eligible investments that can benefit from InvestEU program guarantees (those purposes listed between points 2.1 and 2.6, inclusive).
If the financing is eligible for the program, in addition to the guarantees provided by the holder, the European Investment Fund will assume in front of the ICF, 70% of the credit risk plus 90 days of ordinary interest.
Between 150,000€ and 5 M€.
Climate change adaptation and mitigation projects. For companies where at least 90% of their activity corresponds to climate change adaptation and mitigation activities, working capital expenses may be financed.
Up to 20 years, with up to a two-year grace period included in the term.
12-month EURIBOR plus a spread between 0% and 1.50%. This price already includes a 1.3 percentage point discount from the Department of Territory, Housing, and Ecological Transition.
For more information on the terms, eligibility and conditions of loans with preferential conditions, you can consult the announcement on this topic published in the Official Gazette of the Government of Catalonia.
Arrangement fee, maximum 0.25%. If the loan has a fixed interest rate, there will be a swap break cost on early redemption of the loan.
To be determined based on the project.
Entre 100.000€ y hasta 2,5M€ por proyecto; por entes públicos, entre 2,5 M€ y 10 M€. Por proyectos de importe superior, se podría cofinanciar con otra entidad financiera.
Puede financiarse hasta el 100% de la inversión.
Para entes privados, máximo de 20 años; para entes públicos, hasta 30 años con posibilidad de hasta 2 años de carencia incluida en el plazo.
EURIBOR a 12 mesos més un diferencial de fins al 2,80%. En cas d’entitats sotmeses a principis de prudència, el tipus d’interès s’aplicarà segons la normativa.
De apertura, máxima del 0,25%; por cancelación total o parcial, máxima del 0,25%. En caso de tipo fijo, será necesario añadir los costes de ruptura asociados.
A determinar en función del proyecto.
