ICF Lidera Turisme

Transform your tourism business with ICF Lidera Turisme loans. Invest in sustainability, innovation and continuous improvement to lead responsible tourism!

Who can apply for this loan?

Hotel establishments (hotels, hostels and guest houses), tourist apartments, campsites and rural tourism establishments with operating headquarters in Catalonia and which have been trading for at least two years.

What investments can be financed with ICF Lidera Turisme?

This loans can be used to finance all investment that improves and upgrades hotel and tourist establishments such as:

  • Construction or facilities designed to improve accessibility in the tourism establishment.
  • Alterations, improvements or extensions of facilities or services and any other outlay aimed at enhancing the quality of services or stays.
  • Energy efficiency improvements.
  • Research, development and innovation projects which are rolled out and applied in tourism establishments.
Financial conditions

Up to 100% of the investment project with a minimum of €60,000 and a maximum of €4M per customer.

Up to 10 years, including the option of a 2-year grace period.

EURIBOR 12 months with a spread from -0.5% to 1% (including the interest rate bonus).

Approved transactions will have a 2 percentage point interest rate bonus from the General Directorate of Tourism.

Arrangement fee of at most 0.50% of the loan amount; and in early repayment, at most 0.25% of the amount repaid.

To be determined depending on the project.

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Sustainable Development Goals