Self-employed individuals, micro-enterprises, SMEs and large companies can apply for ICF Crèdit loans along with organisations and cooperatives with registered or operational headquarters in Catalonia in both the public and private sectors.
These loans will allow you to finance investments in fixed, tangible, intangible and financial assets. There is also the option of co-financing with another financial institution with the same conditions and guarantees.
Up to 80% of the project with a minimum of €300,000 and a maximum of €10M.
In case of co-financing with another financial institution, other amounts may be considered.
Between 5 and 15 years, including a grace period of up to 2 years.
Variable or fixed indexed to the EURIBOR plus a spread to be determined based on the risk profile of the project and the company.
To be determined according to project and term.
To be determined according to the project.
For some projects, the transaction may have a guarantee from Avalis de Catalunya.
